ERISA Compliance
The Goldzweig Law Group provides experienced, practical counsel to help clients navigate the complex regulatory framework of the Employee Retirement Income Security Act (ERISA). With decades of experience in employee benefits and retirement plan law, the firm offers strategic support that ensures employers meet their fiduciary obligations, maintain compliant plans, and protect the interests of their employees. Our goal is to translate intricate legal requirements into clear, actionable steps that reduce risk and support long-term plan health.
Plan Governance & Fiduciary Support
We advise employers and plan fiduciaries on their responsibilities under ERISA, helping them understand the duties of loyalty, prudence, oversight, and monitoring. Our services include reviewing current governance structures, assisting in the development of fiduciary committees, drafting charters, and establishing best practices for decision-making and documentation. We help clients create processes that minimize exposure to liability and ensure ongoing compliance.
Plan Documents, Amendments & Interpretation
The firm assists with drafting, reviewing, and updating plan documents, summary plan descriptions (SPDs), employee communications, and required notices. We help clients navigate plan amendments, regulatory changes, and interpretation issues to ensure the plan’s written terms align with its operation—a critical ERISA requirement.
Reporting, Disclosure & Regulatory Compliance
ERISA contains extensive reporting and disclosure mandates. We help employers stay compliant with:
Form 5500 filings
Annual funding notices
Summary annual reports
Fee disclosures (408(b)(2) and 404(a)(5))
Participant notices and required communications
We ensure that these requirements are met accurately and on time, reducing the risk of penalties and audits.
Service Provider Agreements & Fee Reasonableness
The Goldzweig Law Group assists in the review and evaluation of service provider contracts, fee arrangements, investment advisory agreements, and vendor disclosures. We help employers assess the reasonableness of fees, monitor provider performance, and ensure that all relationships are transparent and compliant with ERISA regulations.
Plan Operations, Administration & Corrections
We support employers in addressing operational issues, including eligibility errors, contribution mistakes, plan misinterpretations, or failures to follow written procedures. When needed, we guide clients through IRS and DOL correction programs, helping resolve issues efficiently and with minimal disruption.
Employee Communications & Training
Clear, accurate communication with employees is essential to ERISA compliance. The firm assists in drafting compliant materials, explaining plan terms, and providing training to HR teams or fiduciary committees to support proper plan administration.
Risk Management & Audit Support
We help clients prepare for regulatory audits by reviewing plan practices, identifying potential areas of exposure, and assembling necessary documentation. If an investigation arises, we provide guidance throughout the process to ensure a smooth, organized response.