New York State Secure Choice Savings Program Advising
The Goldzweig Law Group provides dedicated support to help New York businesses understand and comply with the New York State Secure Choice Savings Program—an increasingly important requirement for employers across the state. With extensive experience in retirement savings law, employee benefits, and regulatory compliance, the firm offers straightforward, actionable guidance to ensure employers meet their obligations with confidence and efficiency.
Understanding Employer Obligations
We help employers quickly assess whether they are subject to the Secure Choice mandate. This includes explaining eligibility thresholds, employee-count rules, existing plan exemptions, registration deadlines, and required employer actions. Our goal is to simplify the law into clear, manageable steps so businesses know exactly what is expected of them.
Employee Notice & Communication Support
The Secure Choice Act requires employers to provide employees with specific information about the program and their rights under it. The firm assists in preparing compliant notices, onboarding materials, FAQs, and internal communications that help employees understand the program without confusion. Clear communication not only supports compliance—it also fosters trust and minimizes administrative issues.
Payroll Integration & Administrative Guidance
We provide step-by-step support on how to integrate Secure Choice with payroll systems, including setting up default contribution rates, handling opt-outs, managing deduction changes, and maintaining proper documentation. Our guidance helps HR and payroll teams implement the program smoothly and efficiently.
Compliance Checklists & Documentation Assistance
The Goldzweig Law Group offers tailored checklists, timelines, and documentation tools that keep employers on track with their compliance responsibilities. This includes registration support, recordkeeping practices, and guidance on ongoing obligations such as onboarding new employees as the business grows.
Coordination With Service Providers & Vendors
Many employers work with payroll companies, brokers, or benefits administrators in connection with Secure Choice. We assist in reviewing instructions from vendors, resolving conflicting guidance, and ensuring that outside providers are operating in alignment with legal requirements and employer interests.
Troubleshooting & Issue Resolution
If an employer encounters challenges—such as employee confusion, incorrect deductions, missed deadlines, or registration errors—we help identify the issue and determine the most efficient path to correction. Our goal is to prevent small problems from becoming compliance risks.
Education for Business Owners & HR Teams
We provide clear explanations and training on how the Secure Choice program works, what employers must—and must not—do under the law, and how the program interacts with other retirement plan options. This empowers employers to make informed decisions about whether Secure Choice is appropriate for them or whether adopting a private retirement plan may be a better long-term solution.