Retirement Savings Plans
The Goldzweig Law Group provides comprehensive support for employers and individuals seeking to understand, establish, and manage retirement savings plans. With deep experience in ERISA, tax law, and plan administration, the firm delivers practical, clear guidance that helps clients make informed decisions and maintain compliant, effective retirement programs. Our mission is to demystify complex rules and ensure every client feels confident in their retirement savings strategy.
Plan Selection & Design Support
We assist employers in choosing the retirement savings plan that best aligns with their workforce and organizational goals. Whether evaluating IRAs, Roth IRAs, SEP IRAs, SIMPLE IRAs, or employer-sponsored options, we help clients understand contribution rules, eligibility requirements, tax treatment, and long-term value. Our guidance ensures that employers implement plans that are both beneficial to employees and manageable for HR and payroll teams.
Plan Implementation & Documentation
The firm supports employers through every step of plan implementation, including drafting required documents, developing employee communications, coordinating with service providers, and establishing internal administrative processes. We ensure that all paperwork, disclosures, and setup steps are completed accurately and in compliance with federal and state regulations.
Ongoing Compliance & Operational Guidance
Retirement plans are subject to strict compliance obligations under ERISA, the Internal Revenue Code, and state-specific rules. We help employers understand their responsibilities, maintain compliant operations, fulfill notice and disclosure requirements, and monitor contribution limits. Our services reduce the risk of operational errors, penalties, and plan disqualification.
Fiduciary & Governance Support
For employers offering retirement programs, fiduciary obligations can be complex and demanding. We advise on prudent oversight, investment monitoring, fee evaluation, and governance structures to ensure compliance with fiduciary standards. Our services help employers maintain well-run, defensible plans that protect both employees and the organization.
Investment Menu Guidance & Fund Education
The Goldzweig Law Group provides clear explanations of investment structures, including target date funds, index funds, bond funds, and risk-based portfolios. We help employers understand their role in selecting and monitoring investment options, and we provide employee-friendly education tools to support informed decision-making.
Corrections, Reviews & Regulatory Support
If problems arise—such as contribution errors, late deposits, or administrative inconsistencies—we help employers identify the issue and navigate correction programs through the IRS or Department of Labor. We also assist with plan reviews, audits, and routine compliance checks to ensure ongoing plan health.
Employee Education & Communication Tools
Retirement benefits only serve their purpose when employees understand them. We help employers develop simple, clear educational materials that explain how plans work, how contributions grow over time, and how employees can maximize their savings opportunities. Strong communication supports better participation and better outcomes.